Finance

SilverChef Finance

Silverchef have been behind hospitality businesses since 1986 and are here to provide flexible equipment finance. Whatever your hospitality establishment, SilverChef have the solution for all shapes and sizes from bakeries to restaurants; bars to franchises

Find a solution that meets your needs and stay up to date with the latest hospitality and kitchen equipment. SilverChef are experts in hospitality equipment finance, here to help achieve your dreams helping people in hospo achieve their dreams.

For more information contact your account manager or send us an email, alternatively, you can Apply Now or use the calculator links below.

 

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Benefits of SilverChef finance

High approval rate

SilverChef back your potential and passion. Even if you're just starting out with your first hospitality business, SilverChef look for ways to say 'yes'.

Options to lease or rent

SilverChef offer two industry-leading finance solutions, designed to suit whatever your hospitality needs are. Find out more below.

Low weekly/monthly payments

Low payments put you in control of your cashflow, making your outgoings easier to predict, plan and manage.

100% tax deductible

Rent-Try-Buy payments may be tax deductible. Talk to a professional tax advisor to find out more.

Off-balance sheet funding

Access off-balance sheet funding through Rent-Try-Buy, meaning it doesn't affect borrowing ability.

Hospitality experts

SilverChef are the only dedicated equipment financier for hospitality. SilverChef understand your challenges and opportunities and are there to help.

What is the difference between Rent-Try-Buy® and Lease-to-Keep™

 

  Rent-Try-Buy® Lease-to-Keep™
What is it? Rental agreement Hire purchase agreement
Who owns the asset?

SilverChef and you rent it from us

SilverChef, until your final payment is made – then it’s yours

Minimum finance amount $1,000 $10,000
Term 12 months (1 year) 48 months (4 years)
Options at the end of term

Flexible options available

Choose to purchase or upgrade the equipment during or at the end of the 12-month term. At 12 months, you have additional options to continue renting, return the equipment or work towards ownership.

You own your equipment

At the end of term, you make your final payment, then you own the equipment.

Potential tax benefits Your rental payments are generally tax deductible.

You may be eligible for tax benefits and deductions.

Upfront payment?

Six weeks’ bond, plus first week’s rental payment.

$495, plus first lease payment.

Regular payment frequency

Weekly

Monthly

Rent-Try-Buy®: Commercial Kitchen Equipment Rental

At SilverChef, we understand that every hospitality business journey is unique, and the nature of the industry is sometimes uncertain. Our Rent-Try-Buy® solution gives you unrivalled flexibility to adapt your equipment to the changing needs of your business. It's a solution designed by hospitality people, for hospitality people.

How Rent-Try-Buy works

Rent-Try-Buy is a 12-month rental agreement, allowing you to try equipment in your business before you buy it. Enjoy unrivalled flexibility when it comes to owning and managing your commercial hospitality equipment.  

 

Apply Now   Calculator

 

Benefits of Rent-Try-Buy

More Approvals

We back your potential and passion. Even if you're just starting out with your first hospitality business, we look for ways to say 'yes'.

Manageable Costs

Low weekly rental payments put you in control of your cashflow, making your outgoings easier to predict, plan and manage.

Flexibility to Upgrade Or Purchase

Things can change fast in hospitality. During your initial 12 month term you can upgrade or purchase your equipment at any time.

Tax Options

Rental payments may be tax deductible and treated as off-balance sheet. Take advantage of the instant asset write-off with Rent-Try-Buy. Find out more here.

Hospitality Experts

We're the only dedicated equipment financier for hospitality. We understand your challenges and opportunities, and we're here to help.

A Choice of Options at 12 Months

At the end of your 12-month term you get more options - choose to return, continue renting or work towards owning your equipment.

Lease commercial kitchen equipment with SilverChef's Lease-to-Keep™️

SilverChef's Lease-to-Keep equipment financing is the smartest path to owning commercial kitchen equipment. From the layout of your kitchen to the capacity of your refrigerator, getting your equipment right is crucial to your success. Don’t compromise on the fit-out of your dreams, with Lease-to-Keep.

How Lease-to-Keep works

With Lease-to-Keep you get the equipment you need now, with monthly payments spread over four years. At the end of the term, the equipment is all yours. Simple.

Lease-to-Keep is for businesses who have been trading for more than 12 months and are financing over $10,000 worth of equipment. If that's not you, check out Rent-Try-Buy® - it's perfect for new businesses and finance applications under $10,000 - and it offers unrivalled flexibility.

Contact your account manager or send us an email for more information.

Apply Now   Calculator